Configuration Help please

I started off with a RB450G and a time warner cable modem connection of 35down and 5 up. I recently got upgraded to 300 down and 20 up. HOWEVER now my router seems to struggle with getting a 10meg speed test, Unplugged the router connected straight to the modem and get 300+ down, Connected a RB750 with a default config and got 300+ down. So I thought maybe it was a issue with my router. I backed up my configuration and purchased a RB100AHX2 loaded my configuration and my user manager and was up and running but with the SAME issue, can barley get over 10 megs.

unfortunately I am still very new to RousterOS and I got this configuration from a web search I did a little over a year ago and it has worked perfectly for me till this issue.
One thing I want to add, if I set the ethernet gateway to 1000half or 1000full I can only get a little over 6 megs down.
after setting it to 100meg Auto negotiation and it is negotiated at 100 full I get close to my 10megs down

I really would like to get this resolved, your help would be most appreciated!!!

here is my config:

oct/19/2015 22:21:52 by RouterOS 6.32.2

software id = 9QPQ-GGBR

/interface bridge
add mtu=1500 name="PPPOE Ether 4&5" protocol-mode=none
/interface ethernet
set [ find default-name=ether1 ] l2mtu=1520 mac-address=00:0C:42:B1:F5:E3 name=
ether1-master-local
set [ find default-name=ether2 ] l2mtu=1520 mac-address=00:0C:42:B1:F5:E6 name=
ether2-slave-local
set [ find default-name=ether3 ] l2mtu=1520 mac-address=00:0C:42:B1:F5:E5 name=
ether3-slave-local
set [ find default-name=ether4 ] l2mtu=1520 mac-address=00:0C:42:B1:F5:E4 name=
ether4-slave-local
set [ find default-name=ether5 ] advertise=
10M-half,10M-full,100M-half,100M-full l2mtu=1520 mac-address=
00:0C:42:B1:F5:E2 name=ether5-gateway
set [ find default-name=ether6 ] disabled=yes
set [ find default-name=ether7 ] disabled=yes
set [ find default-name=ether8 ] disabled=yes
set [ find default-name=ether9 ] disabled=yes
set [ find default-name=ether10 ] disabled=yes
set [ find default-name=ether11 ] disabled=yes
set [ find default-name=ether12 ] disabled=yes
set [ find default-name=ether13 ] disabled=yes
/interface ethernet switch port
set 0 default-vlan-id=0 vlan-mode=fallback
set 1 default-vlan-id=0 vlan-mode=fallback
set 2 default-vlan-id=0 vlan-mode=fallback
set 3 default-vlan-id=0 vlan-mode=fallback
set 4 default-vlan-id=0 vlan-mode=fallback
set 5 default-vlan-id=auto
set 6 default-vlan-id=auto
set 7 default-vlan-id=auto
set 8 default-vlan-id=auto
set 9 default-vlan-id=auto
set 10 default-vlan-id=auto
/ip ipsec proposal
set [ find default=yes ] enc-algorithms=3des
/ip pool
add name=default-dhcp ranges=192.168.88.10-192.168.88.254
add name=pppoe-users-pool ranges=192.168.3.1-192.168.3.254
add name="Radio Pool" ranges=10.0.1.1-10.0.1.254
add name=dhcp_pool1 ranges=10.0.1.2-10.0.1.254
/ip dhcp-server

DHCP server can not run on slave interface!

add address-pool=default-dhcp disabled=no interface=ether1-master-local
lease-time=3d name=default
add address-pool=dhcp_pool1 disabled=no interface="PPPOE Ether 4&5" lease-time=
3d name=dhcp1
/port
set 0 baud-rate=auto
/ppp profile
set *0 local-address=192.168.88.1
add change-tcp-mss=yes dns-server=8.8.8.8,8.8.4.4 local-address=192.168.88.1
name=pppoe-profile only-one=no remote-address=pppoe-users-pool
/system logging action
set 0 memory-lines=100
set 1 disk-lines-per-file=100
/tool user-manager customer
set admin access=
own-routers,own-users,own-profiles,own-limits,config-payment-gw password=
Biteme178
add access="own-routers,own-users,own-profiles,own-limits,config-payment-gw,pare
nt-routers,parent-users,parent-profiles,parent-limits,parent-payment-gw"
backup-allowed=yes disabled=no login=jrader parent=admin password=Biteme178
paypal-accept-pending=no paypal-allowed=no paypal-secure-response=no
permissions=full signup-allowed=no time-zone=-06:00
/tool user-manager profile
add name="Just Internet" name-for-users="Just Internet" override-shared-users=1
owner=admin price=25.95 starts-at=logon validity=0s
add name="Basic Internet" name-for-users="Basic Internet"
override-shared-users=1 owner=admin price=29.95 starts-at=logon validity=0s
add name="More Internet" name-for-users="More Intenet" override-shared-users=1
owner=admin price=34.95 starts-at=logon validity=0s
add name="User Advantage" name-for-users="User Advantage"
override-shared-users=1 owner=admin price=39.95 starts-at=logon validity=0s
add name="Max Premium" name-for-users="Max Premium" override-shared-users=1
owner=admin price=49.95 starts-at=logon validity=0s
add name="Boss Extreme" name-for-users="Boss Extreme" override-shared-users=1
owner=admin price=89.95 starts-at=logon validity=0s
add name=OWNER name-for-users=OWNER override-shared-users=1 owner=admin price=0
starts-at=logon validity=0s
add name=Office name-for-users=Office override-shared-users=1 owner=jrader
price=0 starts-at=logon validity=0s
add name=Test name-for-users="" override-shared-users=off owner=jrader price=0
starts-at=logon validity=0s
/tool user-manager profile limitation
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name="Just Internet" owner=admin rate-limit-min-rx=524288B
rate-limit-min-tx=524288B rate-limit-priority=6 rate-limit-rx=524288B
rate-limit-tx=1048576B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name="Basic Internet" owner=admin rate-limit-min-rx=524288B
rate-limit-min-tx=524288B rate-limit-priority=6 rate-limit-rx=524288B
rate-limit-tx=2097152B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name="More Internet" owner=admin rate-limit-min-rx=1048576B
rate-limit-min-tx=1048576B rate-limit-priority=6 rate-limit-rx=1048576B
rate-limit-tx=3145728B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name="Owner Advantage" owner=admin rate-limit-min-rx=1048576B
rate-limit-min-tx=1048576B rate-limit-priority=6 rate-limit-rx=1048576B
rate-limit-tx=4194304B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name="Max Premium" owner=admin rate-limit-min-rx=1048576B
rate-limit-min-tx=1048576B rate-limit-priority=6 rate-limit-rx=2097152B
rate-limit-tx=6291456B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name="Boss Extreme" owner=admin rate-limit-min-rx=1048576B
rate-limit-min-tx=1048576B rate-limit-priority=6 rate-limit-rx=2097152B
rate-limit-tx=8388608B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name=Owner owner=admin rate-limit-min-rx=5242880B rate-limit-min-tx=
5242880B rate-limit-priority=1 rate-limit-rx=52428800B rate-limit-tx=
314572800B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name=Office owner=admin rate-limit-min-rx=1048576B rate-limit-min-tx=
1048576B rate-limit-priority=7 rate-limit-rx=20971520B rate-limit-tx=
52428800B transfer-limit=0B upload-limit=0B uptime-limit=0s
add address-list="" download-limit=0B group-name="" ip-pool=pppoe-users-pool
name=Test owner=admin rate-limit-min-rx=15728640B rate-limit-min-tx=
104857600B rate-limit-priority=1 rate-limit-rx=20971520B rate-limit-tx=
314572800B transfer-limit=0B upload-limit=0B uptime-limit=0s
/interface bridge port
add bridge="PPPOE Ether 4&5" interface=ether2-slave-local
add bridge="PPPOE Ether 4&5" interface=ether4-slave-local
add bridge="PPPOE Ether 4&5" interface=ether1-master-local
add bridge="PPPOE Ether 4&5" interface=ether3-slave-local
add bridge="PPPOE Ether 4&5" interface=ether6
/interface pppoe-server server
add disabled=no interface="PPPOE Ether 4&5" max-mru=1480 max-mtu=1480
service-name=HITComunnications
/ip address
add address=192.168.88.1/24 comment="default configuration" interface=
ether1-master-local network=192.168.88.0
add address=10.0.1.1/24 interface="PPPOE Ether 4&5" network=10.0.1.0
/ip dhcp-client
add comment="default configuration" dhcp-options=hostname,clientid disabled=no
interface=ether5-gateway
/ip dhcp-server network
add address=10.0.1.0/24
add address=192.168.88.0/24 comment="default configuration" dns-server=
192.168.88.1 gateway=192.168.88.1
/ip dns
set allow-remote-requests=yes cache-size=5000KiB max-udp-packet-size=512
servers=208.67.222.222,208.67.220.220
/ip dns static
add address=192.168.88.1 name=router
/ip firewall filter
add chain=input comment="default configuration" protocol=icmp
add chain=input comment="default configuration" connection-state=established
add chain=input comment="default configuration" connection-state=related
add action=drop chain=input comment="default configuration" in-interface=
ether5-gateway
add chain=forward comment="default configuration" connection-state=established
add chain=forward comment="default configuration" connection-state=related
add action=drop chain=forward comment="default configuration" connection-state=
invalid
/ip firewall nat
add action=masquerade chain=srcnat comment="default configuration"
out-interface=ether5-gateway to-addresses=0.0.0.0
add action=masquerade chain=srcnat src-address=192.168.88.1-192.168.88.255
/ip ipsec policy
set 0 dst-address=0.0.0.0/0 src-address=0.0.0.0/0
/ip proxy
set cache-path=web-proxy1
/ip service
set api disabled=yes
/ppp aaa
set use-radius=yes
/ppp secret
add disabled=yes name=test password=test profile=pppoe-profile service=pppoe
/radius
add address=127.0.0.1 secret=1234 service=ppp,hotspot,wireless
/radius incoming
set accept=yes
/system clock
set time-zone-autodetect=no time-zone-name=America/Chicago
/system identity
set name="HRMain Router"
/system resource irq rps
set ether5-gateway disabled=no
set ether1-master-local disabled=no
set ether4-slave-local disabled=no
set ether3-slave-local disabled=no
set ether2-slave-local disabled=no
/system watchdog
set automatic-supout=no watchdog-timer=no
/tool mac-server
set [ find default=yes ] disabled=yes
add interface=ether1-master-local
add interface=ether4-slave-local
add interface=ether3-slave-local
add interface=ether2-slave-local
/tool mac-server mac-winbox
set [ find default=yes ] disabled=yes
add interface=ether1-master-local
add interface=ether4-slave-local
add interface=ether3-slave-local
add interface=ether2-slave-local