I can't recall every getting one of those right on the first try, and have taken to taking a photo and enlarging it to just figure them out. Between the font and miniscule type size, it's a raging PITA, and all to compensate for folks not having the mental firepower to change passwords, and a useless politician wanting folks to think that they actually accomplished something. Admin/admin and a forced password change caused a lot less frustration . . . .
I had the characters right. Zoomed in photo. Etc. Someone had obviously changed the password.
It was the reset button and flashing light sequence I had wrong. The descriptions I read said there is a USR light (there is not). But eventually I figured out which light was meant to flash, and that did the trick.
Thanks for getting back to me so fast guys.
I suspect I should probably still Netinstall this thing to be safe, anyway. But at least I'm not locked out of the admin panel, which makes everything easier.