How to prevent router fatal failures during configuration changes

Yes you are.
You can change the MAC address on the bridge to whatever you like.
Usually SoHo devices have in the setup script a provision to make the bridge MAC the same as the first interface added to bridge (usually ether2).

Changing MAC on the command line is (slightly) tricky, you need a single command line like:

/interface bridge set bridge1 admin-mac=4e:a4:50:f4:e7:1C auto-mac=no

A good question is which MAC to use. JFYI: