The Good News is that I’ve solved the problem. The instructions found on the following link https://wiki.mikrotik.com/wiki/Manual:I%20...%20_Mode_Conf does in fact work but the information for the IOS client is not complete;
what needs to be added to the Wiki info -->> when configuring your iPhone VPN for IPsec [CISCO] do NOT use the Group Name field … in my case I used RoadWarrier in the Group Name field which prevented my Iphone6 from connecting to the server. In my iPhone6 once I removed the Group Name entry the Tunnel was established very quickly.
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For those following this thread a veryimportantnote:
Once you have IPsec configured in the manner described in my OP [RoadWarrier Scenario NOT site to Site] you must include the following 2 firewall rules in your FORWARD chain and these 2 rules should be at the top or 1st 2 rules in that chain.