“discover” list is by default used to specify interfaces on which neighbour discovery works.
“mactel” list of interfaces from which mac-telnet server is availible.
“mac-winbox” the same for accessing the router by mac address in winbox.
If I remember correctly, on blank config all of this is allowed on all static interfaces, which is not very good for security.
This behaviour can be changed in /ip neighbor discovery-settings and /tool mac-server
But I strongly advise to have neighbour discovery and mac-winbox configured at least for one of the LAN ports - to have an emergency access to the router on L2 in case you somehow lock yourself up on L3.