https://help.mikrotik.com/docs/spaces/R ... figuration

And now I'm wondering:
1) Should I have this first position "passthrough" or maybe it should be deleted? Does it make router less safe?
2) Is it necessary to extend these basic firewall rules or they are safe enough for typical user like me?

Maybe I should replace these tutorial ip firewall rules with default ip firewall rules? Probably there are more firewall rules in default config than in tutorial.