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Taking Payments with SCA/PSD2 regulations

Thu Mar 23, 2023 4:29 pm

Hi all,

With SCA becoming mandatory in the UK, we've been experiencing problems on networks where we have a walled garden in place for users to get limited internet access in order to pay for full access the internet.

As banks require sending SCA challenges to users attempting to pay, they may have multiple different end points we would need to add into our walled garden, otherwise the user won't have this SCA challenge load and therefore wouldn't be able to pay. Each issuing bank has their own set of end points which make it seem impossible to obtain all potential end points we would need to add into the walled garden.

Is there any guidance or existing knowledge on how this sort of service would be implemented nowadays?

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