Yup, not a lot details to help. In general, most RouterOS get full speed, even without bypass. It the spurious “use it for a hotspot service” - on same Mikrotik, or is that seperate?
Perhaps try a speed-test to @TomjNorthIdaho’s server:
/tool/speed-test address=23.162.144.123 user=North-Idaho-Btest-Server password=I-Am-Not-A-Cron-Script
from the “my Mikrotik”