Why so many VLANs ?? I would put phones and your and your wife’s PC in same VLAN or are you trying to say that you don’t trust your wife ??
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Kids camera in the same VLAN as your IoT devices, office stuff can go in separate VLAN.
I can recommend you VLAN guide from pcunite so you became familiar with VLANs and anav have great tutorial.
pcunite guide:
http://forum.mikrotik.com/t/using-routeros-to-vlan-your-network/126489/1
anav guide:
https://forum.mikrotik.com/viewtopic.php?t=182373
And don’t use two bridges… only one bridge is needed…
/interface bridge
add name=bridge-VLAN10 vlan-filtering=yes
add name=loca