Well its not necessarily the RIGHT way, there are many successful ways to configure these devices. I am just fond of a clear and easy path for the beginner.
Once one gets more familiar with MT functionality, then exploring is up to the user. 
As for now, its a good time to get a diagram published so your network is better appreciated.
What I see now is three devices, hapac3 router (wired and wireless), haplite wif (2.4) plus 3 ethernet ports (but only 10/100), capac wifi (2.4/5) +1 extra etherport (good for off bridge access IMHO)
Plan your setup.
What do you need for wifi (iot, guest, media, video, HOMEwifi)
What do you need for wired lans, home, guest, iot, nas, other?
Now you have an idea of how many vlans you want to have (note home VLAN works for both home wifi and home wired so only one vlan required, same for any other duplication).
Setup all vlans to the bridge on the hapac3
Use the hap lite as a viable 2.4 ghz device (probably two WLANs)
Use the hapac as a viable 2.4 and 5ghz WIFI device.
Use the hapac3 for 2.4 and 5ghz wifi
Plan location of wifi devices for coverage required.
Plan frequency/channels for wifi to ensure separation (non-interference) from the internal APs, and look at external wifi interference as well.
The hap lite and capac ether1 will be Trunk port to hapac3, use ether2 on both units for OFF BRIDGE ACCESS.
To config both use this link and example… https://forum.mikrotik.com/viewtopic.php?t=182276
***** As to your question, NO need to anything fancy with off bridge, you can plug in any device with any IP within the address scope you assign to a particular device (.2 to .254), no need for any dhcp etc…
Note: If your home lan is trusted you dont necessarily need a management vlan. Up to you.
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Seeing as you are port limited more than anything else, and you do not want to continue to use the haplite…then
hapac3
ether1 - fast ISP (primary) ether2 - slow ISP (secondary for failover),
ether3 - capac, ether4-HOMELAN, ether 5 off bridge.
If you want to have a management vlan separately then get a managed switch such that
ether1 - fast ISP (primary) ether2 - slow ISP (secondary for failover),
ether3-HOMELAN, ether 4- off bridge, ether -5 switch
Switch (if an RoS device) - ether1 from hapac3 (located next to hapac3)
ether2 - capac, ether3 - managment vlan (if required), ether4 - off bridge